Xero vs QuickBooks vs FreeAgent: a practical UK checklist

Often considered by growing companies that need integrations and multi-user workflows. Check the current plan limits, bank feeds, payroll options and whether your accountant can support the setup you intend to use.

Often considered where reporting, invoicing and stock-related workflows matter. Compare the exact UK plan features and MTD compatibility rather than relying on headline prices, which can change.

Often considered by freelancers, sole traders and small companies looking for a focused workflow. Eligibility for bundled access and the features included can change, so check the current provider terms and your accountant's preferred process.